Paymentus Holdings, Inc. (PAY)
Last Price$27.1(4.3%)
Market Cap$3,410.2M
PAY Rating
PAY Quality rating performance
PAY Intrinsic Value
Key Highlights:
As of Mar 18, 2025 PAY Relative Value is $20.3, which is overvalued by 25.1%, compared to current share price of $27.1.
As of Mar 18, 2025 PAY DCF Value is $6.0, which is overvalued by 77.7%, compared to current share price of $27.1.
PAY Share Price History
1W (11.8%)
1M (15.7%)
6M 26.4%
YTD 54.9%
1Y 21.3%
3Y 30.1%
5Y (5.2%)
10Y (5.2%)
Share Price
Intrinsic Value
Drawdown
Total Return
vs SP500
vs NASDAQ
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PAY Stock Metrics
Key stats
Income statement
Balance sheet
Cash Flow Statement
Valuation
Ratios
Per share
Per employee
Dividends & Yields
Base
$3,410.2M
$3,209.2M
$871.7M
$44.8M
Shares Outstanding
126M
Employees
1,307
Growth (CAGR)
(13.7%)
(10.5%)
N/A
(15.8%)
22.6%
55.56%
Profitability
26.9%
5.1%
7.3%
5.1%
150.7%
Intrinsic Value
$13.1 (51.8% overvalued)
$6.0
$20.2
9.3%
Return on Capital
Financial Health
($201.0M)
(4.5x)
Dividends
Earnings
Jan 01, 1970
BEAT by 1.2%
BEAT by 7.7%
10 Beat & null Miss
PAY Stock Financials
PAY Income Statement Metrics
Annual
Quarterly
LTM
PAY Cash Flow Statement Metrics
Annual
Quarterly
LTM
Operating Cash Flow (OCF)
$63.6M -7.5% YoY
Capital Expenditure (CAPEX)
($457.0K) -45.1% YoY
Free Cash Flow (FCF)
$63.2M +29.8% YoY
PAY Income Statement Overview
Annual
Quarterly
LTM
Oct'14
Oct'15
Oct'16
Oct'17
Dec'19
Dec'20
Dec'21
Dec'22
Dec'23
Dec'24
$871.7M 41.9% YoY
Cost of revenue
$633.6M 46.6% YoY
Pre-tax income
$53.9M 114.7% YoY
6.2% margin
PAY Balance Sheet Overview
Annual
Quarterly
LTM
Oct'14
Oct'15
Oct'16
Oct'17
Dec'19
Dec'20
Dec'21
Dec'22
Dec'23
Dec'24
Assets
Liabilities
Total assets
$576.2M
Current assets ($345.6M, 60.0% of total)
$209.4M (36.3%)
$119.8M (20.8%)
Other current assets
$16.4M (2.8%)
Non-current assets ($230.6M, 40.0% of total)
$0.0 (0.0%)
$8,958.0K (1.6%)
$19.1M (3.3%)
Other non-current assets
$202.6M (35.2%)
Financial position
($201.0M)
Cash & Short-term
Investments
Total Debt
PAY Stock Ratios
Annual
Quarterly
LTM
Industry Median
5Y Historical Average
Benchmark
PAY Earnings Surprises
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PAY Dividends
PAY Dividend Yield
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PAY Dividend Per Share
3Y
10Y
30Y
Annual
Quarterly
LTM
Competing with PAY
Overview
Ratings
Intrinsic Value
Valuation
Growth
Profitability
Health
Capital allocation
Momentum
Earnings
Dividends
Company name | Market Cap | Quality rating | Intrinsic value | 1Y Return | Revenue | Free Cash Flow | Revenue growth | FCF margin | Gross margin | ROIC | Total Debt to Equity |
$3,410.2M | 6.6 | $13.1 51.8% overvalued | 21.3% | $871.7M | $44.8M | 41.9% | 5.1% | 26.9% | 18.2% | 1.7% | |
$230.2B | 6.0 | $242.7 1.7% overvalued | 33.2% | $62.8B | $11.8B | 1.4% | 18.8% | 56.7% | 4.3% | 216.0% | |
$200.4B | 6.8 | $278.6 14.0% overvalued | (11.6%) | $66.4B | $9,055.2M | 2.7% | 13.6% | 32.5% | 24.0% | 19.5% | |
$123.4B | 7.7 | $181.6 16.3% overvalued | 42.6% | $20.5B | $5,101.0M | 7.1% | 24.9% | 60.8% | 10.7% | 89.7% | |
$78.0B | 6.9 | $16.1 12.9% overvalued | (1.1%) | $19.1B | $2,828.1M | 3.0% | 14.8% | 30.3% | 35.3% | 6.4% | |
$39.2B | 5.8 | $116.8 46.7% undervalued | 7.6% | $19.7B | $1,827.0M | 2.0% | 9.3% | 32.4% | 15.9% | 10.3% | |
$38.9B | 6.4 | $45.5 37.9% overvalued | 7.2% | $10.1B | $2,067.0M | (17.4%) | 20.4% | 37.7% | 7.7% | 73.5% | |
$34.7B | 7.4 | $374.8 16.3% overvalued | (5.7%) | $6,267.4M | $1,383.2M | 6.1% | 22.1% | 66.9% | 20.4% | 213.4% | |
$26.8B | 7.1 | $173.0 25.2% overvalued | 17.3% | $6,682.9M | $946.3M | 5.7% | 14.2% | 30.3% | 16.4% | 164.1% | |
$23.6B | 5.7 | $150.0 45.2% undervalued | (10.6%) | CA$14.9B | CA$2,013.1M | 2.8% | 13.5% | 16.4% | 4.8% | 34.5% | |
$15.8B | 6.6 | $6.5 116.5% undervalued | 1.0% | ₹887.9B | ₹126.8B | (2.1%) | 14.3% | 30.2% | 16.7% | 22.6% |
FAQ
What is Paymentus Holdings, Inc. (PAY) stock rating?
As of today, Paymentus Holdings, Inc. has a stock rating of 7 (out of 10), which is considered Good.
is Paymentus Holdings, Inc. (PAY) a good stock to buy?
As of today, Paymentus Holdings, Inc. has a Good stock rating, which is 51.8% overvalued. According to Value Sense backtesting, stocks with similar profile tend to underperform the market by 4.6%.