Last Price$3.4(0.9%)
Market Cap$1,625.6M
LTM NOPAT
($45.7M)
NOPAT margin
(3.3%)
5Y avg: (34.9%)
EPV as % of EV
(32.3%)
Market-Implied Value of Growth,
MIVoG as % of EV
132.3%
Discount rate
11.4%
Stock quality
5/10
Good
CLOV Earnings Power Value Model
| (USD M) | Jun'20 | Sep'20 | Dec'20 | Mar'21 | Jun'21 | Sep'21 | Dec'21 | Mar'22 | Jun'22 | Sep'22 | Dec'22 | Mar'23 | Jun'23 | Sep'23 | Dec'23 | Mar'24 | Jun'24 | Sep'24 | Dec'24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
LTM Revenue % growth | 456.0 93.4% | 506.7 43.0% | 0.0 (100.0%) | 34.8 (91.3%) | 275.2 (39.6%) | 533.3 5.3% | 1,472.0 N/A | 2,146.1 6,063.3% | 2,580.3 837.6% | 3,009.9 464.4% | 3,476.7 136.2% | 2,924.3 36.3% | 2,397.7 (7.1%) | 1,846.9 (38.6%) | 1,458.4 (58.1%) | 1,483.3 (49.3%) | 1,519.5 (36.6%) | 1,544.4 (16.4%) | 1,371.1 (6.0%) |
LTM NOPAT % growth | (24.7) N/A | (25.1) 1.5% | (6.9) (72.7%) | (99.3) 1,347.4% | (304.4) 206.4% | (432.0) 41.9% | (637.0) 47.5% | (605.4) (5.0%) | (526.3) (13.1%) | (451.1) (14.3%) | (371.5) (17.7%) | (363.7) (2.1%) | (289.8) (20.3%) | (249.4) (14.0%) | (207.9) (16.6%) | (150.9) (27.4%) | (114.8) (23.9%) | (90.0) (21.6%) | (45.7) (49.1%) |
Discount rate | 7.5% | 7.7% | 7.9% | 8.6% | 8.6% | 8.4% | 8.3% | 9.1% | 9.8% | 10.4% | 10.3% | 10.3% | 10.6% | 11.4% | 10.7% | 11.0% | 11.2% | 10.6% | 11.4% |
| Earnings Power Value (EPV) | (328.0) | (325.6) | (86.6) | (1,151.2) | (3,558.6) | (5,125.1) | (7,662.9) | (6,633.1) | (5,380.6) | (4,343.3) | (3,618.2) | (3,524.8) | (2,733.3) | (2,191.8) | (1,949.0) | (1,375.5) | (1,026.8) | (847.2) | (400.5) |
Enterprise Value (EV) | 4,461.0 | 4,449.7 | 5,649.3 | 2,554.4 | 4,831.2 | 2,545.3 | 1,394.4 | 1,139.1 | 496.6 | 378.0 | (241.3) | 70.0 | 10.3 | 0.4 | (56.9) | 151.2 | 258.9 | 1,004.7 | 1,239.7 |
| Market-Implied Value of Growth (MIVoG) | 4,789.0 | 4,775.3 | 5,735.9 | 3,705.6 | 8,389.8 | 7,670.4 | 9,057.4 | 7,772.2 | 5,877.2 | 4,721.3 | 3,376.8 | 3,594.8 | 2,743.5 | 2,192.2 | 1,892.1 | 1,526.7 | 1,285.7 | 1,851.9 | 1,640.2 |
| EPV as % of EV | (7.4%) | (7.3%) | (1.5%) | (45.1%) | (73.7%) | (201.4%) | (549.5%) | (582.3%) | (1,083.6%) | (1,149.1%) | 1,499.2% | (5,035.3%) | (26,652.3%) | (575,421.1%) | 3,424.5% | (910.0%) | (396.7%) | (84.3%) | (32.3%) |
| MIVoG as % of EV | 107.4% | 107.3% | 101.5% | 145.1% | 173.7% | 301.4% | 649.5% | 682.3% | 1,183.6% | 1,249.1% | (1,399.2%) | 5,135.3% | 26,752.3% | 575,521.1% | (3,324.5%) | 1,010.0% | 496.7% | 184.3% | 132.3% |
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CLOV NOPAT
Annual
Quarterly
LTM
CLOV Earnings Power Value and Enterprise Value
Annual
LTM
Enterprise Value Breakdown
EPV and MIVoG as % of EV
CLOV vs Peer Set: Earnings Power Value comparison
General
Earnings power value
Financial metrics
Company name
EPV as % of EV
MIVoG as % of EV
Revenue growth
EPS growth
Net income margin
Clover Health Investments, Corp.CLOV
(32.3%)
132.3%
8.8%
(82.2%)
(3.1%)
Median Peer Set
94.4%
5.6%
9.8%
(15.2%)
1.1%
Molina Healthcare, Inc.MOH
185.0%
(85.0%)
19.3%
9.2%
2.9%
Centene CorporationCNC
148.1%
(48.1%)
5.9%
27.4%
2.0%
CVS Health CorporationCVS
142.1%
(42.1%)
4.2%
(43.6%)
1.2%
Elevance Health Inc.ELV
139.3%
(39.3%)
3.2%
0.5%
3.4%
Humana Inc.HUM
110.0%
(10.0%)
10.7%
(50.2%)
1.0%
Cigna CorporationCI
78.7%
21.3%
26.6%
(93.1%)
0.1%
UnitedHealth Group IncorporatedUNH
70.2%
29.8%
8.9%
(35.7%)
3.6%
Oscar Health, Inc.OSCR
22.2%
77.8%
56.5%
N/A
0.3%
Alignment Healthcare, Inc.ALHC
(48.1%)
148.1%
48.3%
(15.2%)
(4.7%)
Bright Health Group, Inc.BHG
(5,799.3%)
5,899.3%
(51.9%)
86.2%
(103.4%)
Explore more intrinsic value tools hub for CLOV
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FAQ
What is Clover Health Investments, Corp. Earnings Power Value?
As of Dec 31, 2024, Clover Health Investments, Corp.'s Earnings Power Value is approximately ($400.5M).
What is Clover Health Investments, Corp. EV (Enterprise Value)?
As of Dec 31, 2024, Clover Health Investments, Corp.'s Enterprise Value (EV) estimates at $1,239.7M.
What is Clover Health Investments, Corp. NOPAT?
As of Dec 31, 2024, Clover Health Investments, Corp.'s Net operating profit after tax (NOPAT) is approximately ($45.7M).