UnitedHealth Group Incorporated (UNH)
Last Price$503.81.0%
Market Cap$466.6B
UNH Rating
UNH Quality rating performance
UNH Intrinsic Value
Key Highlights:
As of Mar 18, 2025 UNH Relative Value is $196.7, which is overvalued by 61.0%, compared to current share price of $503.8.
As of Mar 18, 2025 UNH DCF Value is $1,085.0, which is undervalued by 115.4%, compared to current share price of $503.8.
UNH Share Price History
1W 3.7%
1M 1.0%
6M (12.9%)
YTD (5.1%)
1Y 4.6%
3Y 3.6%
5Y 148.7%
10Y 387.3%
Share Price
Intrinsic Value
Drawdown
Total Return
vs SP500
vs NASDAQ
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UNH Stock Metrics
Key stats
Income statement
Balance sheet
Cash Flow Statement
Valuation
Ratios
Per share
Per employee
Dividends & Yields
Base
$466.6B
$514.4B
$396.6B
$20.7B
Shares Outstanding
926M
Employees
400K
Growth (CAGR)
10.4%
10.4%
1.33%
12.8%
91.60%
Profitability
21.6%
8.1%
6.1%
5.2%
143.7%
Intrinsic Value
$641.8 (27.4% undervalued)
$1,086.1
$197.4
$755.6
$1,318.5
70.2%
Return on Capital
Financial Health
$47.8B
2.3x
17.0x
75.0%
Dividends
16.1%
1.6%
36.4%
Mar 10, 2025
Earnings
Jul 14, 2025
MISS by (0.8%)
BEAT by 1.0%
(5.9%)
10 Beat & null Miss
UNH Stock Financials
UNH Income Statement Metrics
Annual
Quarterly
LTM
UNH Cash Flow Statement Metrics
Annual
Quarterly
LTM
Operating Cash Flow (OCF)
$24.2B -16.7% YoY
Capital Expenditure (CAPEX)
($3,499.0M) +3.3% YoY
Free Cash Flow (FCF)
$20.7B -19.4% YoY
UNH Income Statement Overview
Annual
Quarterly
LTM
Dec'15
Dec'16
Dec'17
Dec'18
Dec'19
Dec'20
Dec'21
Dec'22
Dec'23
Dec'24
$400.3B 8.9% YoY
Cost of revenue
$310.9B 10.8% YoY
Pre-tax income
$20.1B (31.1%) YoY
5.0% margin
UNH Balance Sheet Overview
Annual
Quarterly
LTM
Dec'15
Dec'16
Dec'17
Dec'18
Dec'19
Dec'20
Dec'21
Dec'22
Dec'23
Dec'24
Assets
Liabilities
Total assets
$298.3B
Current assets ($85.8B, 28.8% of total)
$29.1B (9.8%)
$48.5B (16.2%)
Other current assets
$8,212.0M (2.8%)
Non-current assets ($212.5B, 71.2% of total)
$52.4B (17.6%)
$10.6B (3.5%)
$23.3B (7.8%)
Other non-current assets
$126.3B (42.4%)
Financial position
$47.8B
Cash & Short-term
Investments
Total Debt
UNH Stock Ratios
Annual
Quarterly
LTM
Industry Median
5Y Historical Average
Benchmark
UNH Earnings Surprises
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UNH Dividends
UNH Dividend Yield
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UNH Dividend Per Share
3Y
10Y
30Y
Annual
Quarterly
LTM
Competing with UNH
Overview
Ratings
Intrinsic Value
Valuation
Growth
Profitability
Health
Capital allocation
Momentum
Earnings
Dividends
Company name | Market Cap | Quality rating | Intrinsic value | 1Y Return | Revenue | Free Cash Flow | Revenue growth | FCF margin | Gross margin | ROIC | Total Debt to Equity |
$466.6B | 6.0 | $641.8 27.4% undervalued | 4.6% | $396.6B | $20.7B | 7.9% | 5.2% | 21.6% | 17.9% | 75.0% | |
$99.1B | 6.3 | $330.1 24.3% overvalued | (13.4%) | $176.8B | $4,552.0M | 3.2% | 2.6% | 46.8% | 18.1% | 75.4% | |
$89.6B | 5.8 | $374.3 16.1% undervalued | (7.0%) | $245.3B | $8,957.0M | 25.7% | 3.7% | 48.9% | 4.9% | 77.5% | |
$85.0B | 5.1 | $192.6 185.0% undervalued | (8.9%) | $372.8B | $6,326.0M | 4.2% | 1.7% | 13.8% | 3.7% | 109.5% | |
$32.3B | 6.0 | $818.8 203.5% undervalued | (21.4%) | $117.8B | $2,391.0M | 10.7% | 2.0% | 100.0% | 35.9% | 71.3% | |
$31.0B | 5.4 | $156.3 161.9% undervalued | (22.5%) | $163.1B | ($490.0M) | 5.9% | (0.3%) | 13.1% | 10.2% | 73.3% | |
$18.1B | 5.9 | $464.5 46.5% undervalued | (22.7%) | $40.6B | $544.0M | 19.2% | 1.3% | 11.6% | 30.6% | 69.4% | |
$3,211.8M | 6.1 | $23.8 85.3% undervalued | (7.2%) | $9,177.6M | $950.3M | 56.6% | 10.4% | 100.0% | (4.9%) | 29.5% | |
$3,200.8M | 5.3 | $8.9 47.1% overvalued | 258.5% | $2,703.6M | ($6,648.0K) | 48.3% | (0.2%) | 11.0% | (398.3%) | 15.5% | |
$1,812.5M | 4.9 | $1.8 52.3% overvalued | 386.5% | $1,371.1M | $33.3M | (6.0%) | 2.4% | 26.6% | (313.9%) | 0.0% | |
$65.5M | 5.0 | $46.2 463.2% undervalued | (85.9%) | $1,616.6M | ($2,834.8M) | (71.1%) | (175.4%) | 7.8% | (63.3%) | (145.5%) |
FAQ
What is UnitedHealth Group Incorporated (UNH) stock rating?
As of today, UnitedHealth Group Incorporated has a stock rating of 6 (out of 10), which is considered Good.
is UnitedHealth Group Incorporated (UNH) a good stock to buy?
As of today, UnitedHealth Group Incorporated has a Good stock rating, which is 27.4% undervalued. According to Value Sense backtesting, stocks with similar profile tend to outperform the market by 3.2%.