UnitedHealth Group Incorporated (UNH)
Last Price$467.1(1.7%)
Market Cap$436.0B
UNH Rating
UNH Quality rating performance
UNH Intrinsic Value
Key Highlights:
As of Mar 03, 2025 UNH Relative Value is $251.5, which is overvalued by 46.2%, compared to current share price of $467.1.
As of Mar 03, 2025 UNH DCF Value is $1,851.9, which is undervalued by 296.5%, compared to current share price of $467.1.
UNH Share Price History
1W 1.2%
1M (14.8%)
6M (21.4%)
YTD (12.0%)
1Y (1.6%)
3Y 0.2%
5Y 92.3%
10Y 381.8%
Share Price
Intrinsic Value
Drawdown
Total Return
vs SP500
vs NASDAQ
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UNH Stock Metrics
Key stats
Income statement
Balance sheet
Cash Flow Statement
Valuation
Ratios
Per share
Per employee
Dividends & Yields
Base
$436.0B
$411.4B
$398.3B
$20.7B
Shares Outstanding
933M
Employees
400K
Growth (CAGR)
10.5%
10.4%
1.33%
12.0%
92.28%
Profitability
21.9%
8.1%
6.1%
5.2%
143.7%
Intrinsic Value
$1,047.3 (124.2% undervalued)
$1,845.3
$249.3
$750.2
$1,327.6
79.8%
Return on Capital
Financial Health
($24.6B)
(1.2x)
17.0x
Dividends
16.2%
1.7%
36.4%
Dec 09, 2024
Earnings
Jul 14, 2025
MISS by (0.8%)
BEAT by 1.0%
(6.3%)
10 Beat & null Miss
UNH Stock Financials
UNH Income Statement Metrics
Annual
Quarterly
LTM
UNH Cash Flow Statement Metrics
Annual
Quarterly
LTM
Operating Cash Flow (OCF)
$24.2B -16.7% YoY
Capital Expenditure (CAPEX)
($3,499.0M) +3.3% YoY
Free Cash Flow (FCF)
$20.7B -19.4% YoY
UNH Income Statement Overview
Annual
Quarterly
LTM
Dec'15
Dec'16
Dec'17
Dec'18
Dec'19
Dec'20
Dec'21
Dec'22
Dec'23
Dec'24
$400.3B 8.9% YoY
Cost of revenue
$310.9B 10.8% YoY
Pre-tax income
$20.1B (31.1%) YoY
5.0% margin
UNH Balance Sheet Overview
Annual
Quarterly
LTM
Dec'15
Dec'16
Dec'17
Dec'18
Dec'19
Dec'20
Dec'21
Dec'22
Dec'23
Dec'24
Assets
Liabilities
Total assets
$298.3B
Current assets ($25.3B, 8.5% of total)
Non-current assets ($273.0B, 91.5% of total)
$0.0 (0.0%)
$0.0 (0.0%)
$0.0 (0.0%)
Other non-current assets
$273.0B (91.5%)
Financial position
$47.0B
Cash & Short-term
Investments
Total Debt
UNH Stock Ratios
Annual
Quarterly
LTM
Industry Median
5Y Historical Average
Benchmark
UNH Earnings Surprises
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UNH Dividends
UNH Dividend Yield
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UNH Dividend Per Share
3Y
10Y
30Y
Annual
Quarterly
LTM
Competing with UNH
Overview
Ratings
Intrinsic Value
Valuation
Growth
Profitability
Health
Capital allocation
Momentum
Earnings
Dividends
Company name | Market Cap | Quality rating | Intrinsic value | 1Y Return | Revenue | Free Cash Flow | Revenue growth | FCF margin | Gross margin | ROIC | Total Debt to Equity |
$436.0B | 5.9 | $1,047.3 124.2% undervalued | (1.6%) | $398.3B | $20.7B | 8.4% | 5.2% | 21.9% | 28.1% | 1.5% | |
$90.7B | 6.7 | $1,001.8 153.3% undervalued | (20.5%) | $176.8B | $4,552.0M | 3.2% | 2.6% | 43.4% | 161.3% | 4.9% | |
$87.2B | 5.8 | $942.9 202.7% undervalued | (6.0%) | $245.3B | $8,957.0M | 25.7% | 3.7% | 48.9% | 4.9% | 77.5% | |
$82.3B | 5.1 | $208.2 220.8% undervalued | (9.3%) | $372.8B | $6,326.0M | 4.2% | 1.7% | 13.8% | 3.7% | 109.5% | |
$31.5B | 6.1 | $797.8 205.0% undervalued | (23.7%) | $117.8B | $2,391.0M | 10.7% | 2.0% | 91.9% | 58.6% | 71.3% | |
$29.1B | 5.4 | $1,406.9 2,301.3% undervalued | (25.2%) | $163.1B | ($490.0M) | 5.9% | (0.3%) | 13.1% | 12.0% | 69.9% | |
$17.3B | 6.3 | $414.9 37.0% undervalued | (21.7%) | $40.6B | $544.0M | 19.2% | 1.3% | 34.7% | 33.0% | 69.4% | |
$3,703.3M | 6.1 | $23.7 57.0% undervalued | (1.7%) | $9,177.6M | $950.3M | 56.6% | 10.4% | 100.0% | (15.2%) | 29.5% | |
$3,104.9M | 5.4 | $8.2 47.0% overvalued | 187.4% | $2,703.6M | ($6,648.0K) | 48.3% | (0.2%) | 33.7% | (41.1%) | 7.8% | |
$1,871.6M | 5.2 | $2.0 45.3% overvalued | 330.8% | $1,370.6M | $128.3M | (32.4%) | 9.4% | 53.9% | 1.2% | 0.0% | |
$65.5M | 5.0 | $46.2 463.3% undervalued | (85.9%) | $1,616.6M | ($2,834.8M) | (71.1%) | (175.4%) | 7.8% | (63.3%) | (145.5%) |
FAQ
What is UnitedHealth Group Incorporated (UNH) stock rating?
As of today, UnitedHealth Group Incorporated has a stock rating of 6 (out of 10), which is considered Good.
is UnitedHealth Group Incorporated (UNH) a good stock to buy?
As of today, UnitedHealth Group Incorporated has a Good stock rating, which is 124.2% undervalued. According to Value Sense backtesting, stocks with similar profile tend to outperform the market by 3.2%.