Humana Inc. (HUM)
Last Price$261.5(3.3%)
Market Cap$31.5B
HUM Rating
HUM Quality rating performance
HUM Intrinsic Value
Key Highlights:
As of Mar 03, 2025 HUM Relative Value is $400.4, which is undervalued by 53.1%, compared to current share price of $261.5.
As of Mar 03, 2025 HUM DCF Value is $1,195.0, which is undervalued by 356.9%, compared to current share price of $261.5.
HUM Share Price History
1W 2.6%
1M (10.7%)
6M (27.6%)
YTD (43.7%)
1Y (23.7%)
3Y (38.5%)
5Y (16.4%)
10Y 75.5%
Share Price
Intrinsic Value
Drawdown
Total Return
vs SP500
vs NASDAQ
Crunching data... Almost there!
HUM Stock Metrics
Key stats
Income statement
Balance sheet
Cash Flow Statement
Valuation
Ratios
Per share
Per employee
Dividends & Yields
Base
$31.5B
$22.8B
$117.8B
$2,391.0M
Shares Outstanding
121M
Employees
66K
Growth (CAGR)
12.7%
(3.6%)
(13.09%)
(12.1%)
68.16%
Profitability
91.9%
2.6%
2.5%
2.0%
196.5%
Intrinsic Value
$797.8 (205.0% undervalued)
$1,197.5
$398.1
$202.5
$644.7
209.5%
Return on Capital
Financial Health
($8,714.0M)
(3.6x)
4.7x
71.3%
Dividends
11.1%
1.4%
18.0%
Dec 31, 2024
Earnings
Apr 22, 2025
BEAT by 2.4%
BEAT by 18.3%
(284.1%)
9 Beat & 1 Miss
HUM Stock Financials
HUM Income Statement Metrics
Annual
Quarterly
LTM
HUM Cash Flow Statement Metrics
Annual
Quarterly
LTM
Operating Cash Flow (OCF)
$2,966.0M -25.5% YoY
Capital Expenditure (CAPEX)
($575.0M) -42.7% YoY
Free Cash Flow (FCF)
$2,391.0M -19.7% YoY
HUM Income Statement Overview
Annual
Quarterly
LTM
Dec'15
Dec'16
Dec'17
Dec'18
Dec'19
Dec'20
Dec'21
Dec'22
Dec'23
Dec'24
$117.8B 10.7% YoY
Pre-tax income
$1,721.0M (49.1%) YoY
1.5% margin
HUM Balance Sheet Overview
Annual
Quarterly
LTM
Dec'15
Dec'16
Dec'17
Dec'18
Dec'19
Dec'20
Dec'21
Dec'22
Dec'23
Dec'24
Assets
Liabilities
Total assets
$46.5B
Current assets ($29.8B, 64.1% of total)
$20.4B (44.0%)
$2,704.0M (5.8%)
Other current assets
$6,676.0M (14.4%)
Non-current assets ($16.7B, 35.9% of total)
$421.0M (0.9%)
$2,532.0M (5.4%)
$0.0 (0.0%)
Other non-current assets
$13.7B (29.5%)
Financial position
($8,714.0M)
Cash & Short-term
Investments
Total Debt
HUM Stock Ratios
Annual
Quarterly
LTM
Industry Median
5Y Historical Average
Benchmark
HUM Earnings Surprises
Crunching data... Almost there!
HUM Dividends
HUM Dividend Yield
Crunching data... Almost there!
HUM Dividend Per Share
3Y
10Y
30Y
Annual
Quarterly
LTM
Competing with HUM
Overview
Ratings
Intrinsic Value
Valuation
Growth
Profitability
Health
Capital allocation
Momentum
Earnings
Dividends
Company name | Market Cap | Quality rating | Intrinsic value | 1Y Return | Revenue | Free Cash Flow | Revenue growth | FCF margin | Gross margin | ROIC | Total Debt to Equity |
$31.5B | 6.1 | $797.8 205.0% undervalued | (23.7%) | $117.8B | $2,391.0M | 10.7% | 2.0% | 91.9% | 58.6% | 71.3% | |
$436.0B | 5.9 | $1,047.3 124.2% undervalued | (1.6%) | $398.3B | $20.7B | 8.4% | 5.2% | 21.9% | 28.1% | 1.5% | |
$90.7B | 6.7 | $1,001.8 153.3% undervalued | (20.5%) | $176.8B | $4,552.0M | 3.2% | 2.6% | 43.4% | 161.3% | 4.9% | |
$87.2B | 5.8 | $942.9 202.7% undervalued | (6.0%) | $245.3B | $8,957.0M | 25.7% | 3.7% | 48.9% | 4.9% | 77.5% | |
$82.3B | 5.1 | $208.2 220.8% undervalued | (9.3%) | $372.8B | $6,326.0M | 4.2% | 1.7% | 13.8% | 3.7% | 109.5% | |
$29.1B | 5.4 | $1,406.9 2,301.3% undervalued | (25.2%) | $163.1B | ($490.0M) | 5.9% | (0.3%) | 13.1% | 12.0% | 69.9% | |
$17.3B | 6.3 | $414.9 37.0% undervalued | (21.7%) | $40.6B | $544.0M | 19.2% | 1.3% | 34.7% | 33.0% | 69.4% | |
$3,703.3M | 6.1 | $23.7 57.0% undervalued | (1.7%) | $9,177.6M | $950.3M | 56.6% | 10.4% | 100.0% | (15.2%) | 29.5% | |
$3,104.9M | 5.4 | $8.2 47.0% overvalued | 187.4% | $2,703.6M | ($6,648.0K) | 48.3% | (0.2%) | 33.7% | (41.1%) | 7.8% | |
$1,871.6M | 5.2 | $2.0 45.3% overvalued | 330.8% | $1,370.6M | $128.3M | (32.4%) | 9.4% | 53.9% | 1.2% | 0.0% | |
$65.5M | 5.0 | $46.2 463.3% undervalued | (85.9%) | $1,616.6M | ($2,834.8M) | (71.1%) | (175.4%) | 7.8% | (63.3%) | (145.5%) |
FAQ
What is Humana Inc. (HUM) stock rating?
As of today, Humana Inc. has a stock rating of 6 (out of 10), which is considered Good.
is Humana Inc. (HUM) a good stock to buy?
As of today, Humana Inc. has a Good stock rating, which is 205.0% undervalued. According to Value Sense backtesting, stocks with similar profile tend to outperform the market by 3.2%.