TRU Rating

TRU Intrinsic Value

Key Highlights:
As of Mar 11, 2025 TRU Relative Value is $57.9, which is overvalued by 29.6%, compared to current share price of $82.3.
As of Mar 11, 2025 TRU DCF Value is $46.8, which is overvalued by 43.2%, compared to current share price of $82.3.
Methodology
Price per share, $
Current share price
82.3

TRU Share Price History

1W (6.6%)
1M (12.3%)
6M (14.5%)
YTD 24.4%
1Y 3.6%
3Y (12.5%)
5Y 5.4%
10Y 234.4%
Share Price
Intrinsic Value
Drawdown
Total Return
vs SP500
vs NASDAQ
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TRU Stock Metrics

Key stats
Income statement
Balance sheet
Cash Flow Statement
Valuation
Ratios
Per share
Per employee
Dividends & Yields
Base
$4,183.8M
Shares Outstanding
193M
Employees
13K
Valuation (LTM)
Return on Capital
Earnings

TRU Stock Financials

TRU Income Statement Metrics

Annual
Quarterly
LTM

Revenue

$4,183.8M +9.2% YoY

Operating Income

$666.7M +418.8% YoY

Net Income

$284.4M N/A

TRU Cash Flow Statement Metrics

Annual
Quarterly
LTM

Operating Cash Flow (OCF)

$832.5M +27.6% YoY

Capital Expenditure (CAPEX)

($315.8M) +1.6% YoY

Free Cash Flow (FCF)

$516.7M +51.8% YoY

TRU Income Statement Overview

Annual
Quarterly
LTM
Dec'15
Dec'16
Dec'17
Dec'18
Dec'19
Dec'20
Dec'21
Dec'22
Dec'23
Dec'24
$4,183.8M 9.2% YoY
$2,510.5M 8.5% YoY
60.0% margin
Cost of revenue
$1,673.3M 10.3% YoY
Operating income
$666.7M 418.8% YoY
15.9% margin
Other: $28.9M
Net interest: $236.7M
Operating expenses
$1,843.8M (15.6%) YoY
Pre-tax income
$401.1M 0.0% YoY
9.6% margin
Net income
$284.4M 0.0% YoY
6.8% margin
Income tax
$98.8M
24.6% tax rate
SG&A
$1,239.3M 5.8% YoY
29.6% of revenue

TRU Balance Sheet Overview

Annual
Quarterly
LTM
Dec'15
Dec'16
Dec'17
Dec'18
Dec'19
Dec'20
Dec'21
Dec'22
Dec'23
Dec'24
Assets
Liabilities
Total assets
$11.0B
Current assets ($1,801.8M, 16.4% of total)
$682.0M (6.2%)
$798.9M (7.3%)
Other current assets
$320.9M (2.9%)
Non-current assets ($9,183.0M, 83.6% of total)
$279.9M (2.5%)
$3,257.5M (29.7%)
Other non-current assets
$5,386.3M (49.0%)
Financial position
$4,528.7M
$682.0M$5,210.7M
Cash & Short-term Investments
Total Debt

TRU Stock Ratios

TRU Earnings Surprises

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TRU Dividends

TRU Dividend Yield

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TRU Dividend Per Share

Competing with TRU

Overview
Ratings
Intrinsic Value
Valuation
Growth
Profitability
Health
Capital allocation
Momentum
Earnings
Dividends
Company name
Market Cap
Quality rating
Intrinsic value
1Y Return
Revenue
Free Cash Flow
Revenue growth
FCF margin
Gross margin
ROIC
Total Debt to Equity
$15.9B
6.4
$52.3
36.4% overvalued
3.6%
$4,183.8M
$503.2M
9.2%
12.0%
60.0%
6.2%
120.7%
$41.5B
7.3
$198.7
31.6% overvalued
23.1%
$2,881.7M
$920.1M
7.5%
31.9%
63.4%
48.7%
0.0%
$30.3B
6.6
$116.9
51.2% overvalued
(8.5%)
$5,681.1M
$813.0M
7.9%
14.3%
55.7%
7.6%
101.8%
$13.9B
6.8
$152.1
38.2% undervalued
(22.8%)
$11.8B
$844.2M
14.1%
7.2%
39.2%
21.2%
28.6%
$5,790.0M
5.6
$192.0
17.7% undervalued
(20.0%)
$3,698.7M
$359.7M
6.0%
9.7%
31.9%
10.4%
10.7%
$4,238.0M
6.6
$32.4
61.0% overvalued
5.8%
$558.5M
$137.6M
4.1%
24.6%
60.7%
26.4%
19.4%
$2,572.4M
6.9
$125.6
13.7% overvalued
46.4%
$1,521.8M
$168.7M
8.8%
11.1%
48.7%
10.7%
12.1%
$1,648.8M
5.8
$164.2
87.2% undervalued
(42.7%)
$2,019.8M
$150.1M
2.9%
7.4%
35.9%
7.6%
61.3%
$1,194.8M
6.4
$134.1
25.8% overvalued
30.1%
$687.4M
$33.1M
10.2%
4.8%
29.4%
11.9%
39.9%
$409.6M
7.2
$41.3
33.5% undervalued
(21.0%)
$287.9M
$48.4M
3.0%
16.8%
75.5%
23.6%
3.6%
$232.7M
4.2
$36.5
431.2% undervalued
(46.8%)
$582.1M
$22.9M
(17.4%)
3.9%
37.4%
(18.2%)
3.3%

FAQ

What is TransUnion (TRU) stock rating?

As of today, TransUnion has a stock rating of 6 (out of 10), which is considered Good.

is TransUnion (TRU) a good stock to buy?

As of today, TransUnion has a Good stock rating, which is 36.4% overvalued. According to Value Sense backtesting, stocks with similar profile tend to underperform the market by 4.6%.