Value Sense
HUM
Humana Inc. (HUM)
Last Price$261.5(3.3%)
Market Cap$31.5B
P/FCF LTM
(7.0x)
5Y avg
18.1x
Medical - Healthcare Plans industry median
13.0x
Stock quality & Intrinsic value
6/10
2.1% undervalued
HUM
is 205.0% undervalued
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Humana Inc. P/FCF LTM

Annual
Quarterly
Daily
Crunching data... Almost there!
Dec'05Dec'06Dec'07Dec'08Dec'09Dec'10Dec'11Dec'12Dec'13Dec'14Dec'15Dec'16Dec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24
P/FCF LTM
11.8x
12.8x
7.4x
27.0x
6.0x
3.9x
4.0x
(20.9x)
10.5x
24.0x
154.1x
6.8x
9.5x
(38.9x)
13.0x
10.8x
42.8x
7.7x
11.2x
(7.0x)
HUM
Key metrics and insights to make informed decisions.
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Humana Inc. (HUM) P/FCF LTM comparison analysis

General

LTM P/FCF LTM

OTHER METRICS

Company name

Revenue growth

EPS growth

Net Income margin

Humana Inc. logo
Humana Inc.HUM
13.2x
10.7%
(50.1%)
1.0%
Median Peer Set
13.0x
8.4%
(4.8%)
2.0%
Molina Healthcare, Inc. logo
Molina Healthcare, Inc.MOH
31.9x
19.3%
9.2%
2.9%
UnitedHealth Group Incorporated logo
UnitedHealth Group IncorporatedUNH
21.1x
8.9%
(35.7%)
3.6%
Elevance Health Inc. logo
Elevance Health Inc.ELV
19.9x
3.2%
(0.0%)
3.4%
Clover Health Investments, Corp. logo
Clover Health Investments, Corp.CLOV
14.6x
(41.5%)
(31.3%)
(10.5%)
CVS Health Corporation logo
CVS Health CorporationCVS
13.0x
4.2%
(43.6%)
1.2%
Cigna Corporation logo
Cigna CorporationCI
9.7x
8.4%
(18.9%)
2.6%
Oscar Health, Inc. logo
Oscar Health, Inc.OSCR
3.9x
56.5%
N/A
0.3%
Centene Corporation logo
Centene CorporationCNC
(59.4x)
5.9%
27.4%
2.0%
Alignment Healthcare, Inc. logo
Alignment Healthcare, Inc.ALHC
(467.0x)
27.2%
(4.8%)
(8.1%)

HUM key stats

USD
Millions
Billions
Annual
Quarterly
Trailing
Key stats
Income statement
Balance sheet
Cash Flow Statement
Valuation
Ratios
Per share
Per employee
Dividends & Yields
Dec'05Dec'06Dec'07Dec'08Dec'09Dec'10Dec'11Dec'12Dec'13Dec'14Dec'15Dec'16Dec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24
Revenue
% growth
14,418.1
10.0%
21,416.5
48.5%
25,290.0
18.1%
28,946.4
14.5%
30,960.4
7.0%
33,868.2
9.4%
36,832.0
8.8%
39,126.0
6.2%
41,313.0
5.6%
48,500.0
17.4%
54,289.0
11.9%
54,379.0
0.2%
53,767.0
(1.1%)
56,912.0
5.8%
64,888.0
14.0%
77,155.0
18.9%
83,064.0
7.7%
92,870.0
11.8%
106,374.0
14.5%
117,761.0
10.7%
Cost of Goods Sold (COGS)0.00.00.00.00.00.05,395.05,830.06,355.07,639.07,318.07,277.06,567.07,525.07,381.010,052.010,121.012,671.013,188.00.0
Gross Profit
% margin
14,418.1
100.0%
21,416.5
100.0%
25,290.0
100.0%
28,946.4
100.0%
30,960.4
100.0%
33,868.2
100.0%
31,437.0
85.4%
33,296.0
85.1%
34,958.0
84.6%
40,861.0
84.2%
46,971.0
86.5%
47,102.0
86.6%
47,200.0
87.8%
49,387.0
86.8%
57,507.0
88.6%
67,103.0
87.0%
72,943.0
87.8%
80,199.0
86.4%
93,186.0
87.6%
117,761.0
100.0%
Operating Expenses13,976.020,591.023,932.027,873.029,035.031,742.034,488.037,110.039,252.046,138.051,672.052,638.049,505.054,620.061,176.072,198.079,319.089,070.0102,361.0115,199.0
Research & Development Expenses (R&D)0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Selling, General & Administrative Expenses (SG&A)2,176.83,021.53,476.53,944.74,227.54,662.85,395.05,830.06,355.07,639.07,295.07,173.06,419.07,525.07,381.010,052.010,121.012,198.00.00.0
Operating Income
% margin
421.7
2.9%
762.1
3.6%
1,289.3
5.1%
992.8
3.4%
1,601.8
5.2%
1,749.6
5.2%
2,235.0
6.1%
2,016.0
5.2%
2,061.0
5.0%
2,362.0
4.9%
2,617.0
4.8%
1,741.0
3.2%
4,262.0
7.9%
2,292.0
4.0%
3,712.0
5.7%
4,957.0
6.4%
3,745.0
4.5%
3,800.0
4.1%
4,013.0
3.8%
2,562.0
2.2%
Interest Income0.00.00.00.00.00.10.0105.0140.0192.0186.0189.0242.0218.0242.0283.0326.0401.00.00.0
Interest Expense39.363.168.980.3105.8105.1109.0105.0140.0192.0186.0189.0242.0218.0242.0283.0326.0401.0493.0660.0
Pre-tax Income421.7762.11,289.3992.81,601.81,749.62,235.01,911.01,921.02,170.02,431.01,552.04,020.02,063.03,456.04,600.03,354.03,568.03,383.01,721.0
Income Tax
% effective tax rate
113.2
26.9%
274.7
36.0%
455.6
35.3%
345.7
34.8%
562.1
35.1%
650.2
37.2%
816.0
36.5%
689.0
36.1%
690.0
35.9%
1,023.0
47.1%
1,155.0
47.5%
938.0
60.4%
1,572.0
39.1%
391.0
19.0%
763.0
22.1%
1,307.0
28.4%
485.0
14.5%
762.0
21.4%
836.0
24.7%
413.0
24.0%
Net Income
% margin
308.5
2.1%
487.4
2.3%
833.7
3.3%
647.2
2.2%
1,039.7
3.4%
1,099.4
3.2%
1,419.0
3.9%
1,222.0
3.1%
1,231.0
3.0%
1,147.0
2.4%
1,276.0
2.4%
614.0
1.1%
2,448.0
4.6%
1,683.0
3.0%
2,707.0
4.2%
3,367.0
4.4%
2,933.0
3.5%
2,806.0
3.0%
2,489.0
2.3%
1,207.0
1.0%
EPS1.912.975.003.876.216.558.587.567.817.448.544.1116.9412.2420.2025.4722.7922.2020.0910.02
Diluted EPS1.872.904.913.836.156.478.467.477.737.368.444.0716.8112.1620.1025.3122.6722.0820.009.99
EBITDA
% margin
550.6
3.8%
910.7
4.3%
1,474.1
5.8%
1,293.5
4.5%
1,852.0
6.0%
2,117.5
6.3%
2,538.0
6.9%
2,354.0
6.0%
2,487.0
6.0%
2,811.0
5.8%
3,064.0
5.6%
2,206.0
4.1%
4,747.0
8.8%
2,848.0
5.0%
4,170.0
6.4%
5,446.0
7.1%
4,340.0
5.2%
4,678.0
5.0%
4,930.0
4.6%
3,119.0
2.6%

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FAQ

1) What is Humana Inc.'s P/FCF LTM?

As of today, Microsoft Corp's last 12-month P/FCF LTM is (7.0x), based on the financial report for Dec 30, 2024 (Q4’2024). The average annual P/FCF LTM for Humana Inc. have been 21.0x over the past three years, and 19.0x over the past five years.

2) Is Humana Inc.'s P/FCF LTM Good?

As of today, Humana Inc.'s P/FCF LTM is (7.0x), which is lower than industry median of 13.0x. It indicates that Humana Inc.'s P/FCF LTM is Good.

3) How does Humana Inc.'s P/FCF LTM compare to its peers?

As of today, Humana Inc.'s P/FCF LTM is (7.0x), which is lower than peer median of 13.0x. The list of peers includes MOH, UNH, ELV, CLOV, CVS, CI, OSCR, CNC, ALHC.