Value Sense
UNH
UnitedHealth Group Incorporated (UNH)
Last Price$467.1(1.7%)
Market Cap$436.0B
LTM EPS
$15.59
EPS growth
92.3%
Ben Graham Fair Value
$2,581.6
Undervalued (Ben Graham formula)
452.8%
Stock quality
6/10
Good
UNH
is 124.2% undervalued
learn more -->
50+
undervalued stocks
Start beating the S&P 500

UNH Ben Graham Fair Value

Ben Graham Fair Value
Ben Graham Revised Fair Value

Ben Graham Fair Value Assumptions

as of Mar 10, 2025
EPS
$15.59
P/E Base for no-growth company
8.5x
EPS growth
92.3%
Average Yield of AAA Corporate Bonds
4.4%
Current Yield of AAA Corporate Bonds
5.1%
Last share price
$467.1
Ben Graham Fair Value (local)
$2,581.6
Ben Graham Fair Value
$2,581.6
452.8% undervalued

Ben Graham Fair Value Calculation

EPS
$15.59
x
(
P/E base for no-growth
8.5x
+
2
x
EPS growth
92.3%
)
x
Average AAA
Bond Yield
4.4%
/
Current AAA Bond Yield
5.1%
=
Ben Graham Fair Value
$2,581.6

Best stock ideas on the market right now

With Value Sense, you can find undervalued stocks list with intrinsic value. Discover more stock market investment ideas.

Undervalued stocks right now

Undervalued stocks right now

Discover the top 20 best undervalued stocks to buy for Mar 2025, listed on the Nasdaq or NYSE.

3M Return 32.1%
S&P Outperformance 19.1%
Next 3M Predicted Return 20.3%
Low P/E stocks

Low P/E stocks

Explore the best low P/E stocks to buy in 2025, featuring top companies trading at low P/E ratios.

3M Return 7.5%
S&P Outperformance -5.5%
Next 3M Predicted Return 10.2%
Undervalued dividend stocks

Undervalued dividend stocks

Discover the top 20 best undervalued high-yield dividend stock that offers both growth potential and attractive dividend returns for Mar 2025.

3M Return 28.4%
S&P Outperformance 15.4%
Next 3M Predicted Return 16.9%

UNH EPS growth & Dividend Yield

Annual
Quarterly
LTM
Industry Median
5Y Historical Average
Benchmark
EPS growth
Dividend Yield

UNH vs Peer Set: Ben Graham Fair Value Comparison

Ben Graham Fair Value
Ben Graham Revised Fair Value

GENERAL

BEN GRAHAM FAIR VALUE

FINANCIALS

Company name

Undervaluation / Overvaluation

Revenue growth

EPS growth

Net Income margin

UnitedHealth Group Incorporated logo
UnitedHealth Group IncorporatedUNH
452.8%
8.9%
(35.7%)
3.6%
Median Peer Set
7.2%
(4.8%)
1.1%
Bright Health Group, Inc. logo
Bright Health Group, Inc.BHG
255,885.6%
(51.9%)
86.2%
(103.4%)
Oscar Health, Inc. logo
Oscar Health, Inc.OSCR
1,036.5%
56.5%
N/A
0.3%
CVS Health Corporation logo
CVS Health CorporationCVS
541.7%
4.2%
(43.6%)
1.2%
Humana Inc. logo
Humana Inc.HUM
374.9%
10.7%
(50.1%)
1.0%
Cigna Corporation logo
Cigna CorporationCI
348.4%
8.4%
(18.9%)
2.6%
Elevance Health Inc. logo
Elevance Health Inc.ELV
332.2%
3.2%
(0.0%)
3.4%
Molina Healthcare, Inc. logo
Molina Healthcare, Inc.MOH
256.8%
19.3%
9.2%
2.9%
Centene Corporation logo
Centene CorporationCNC
237.8%
5.9%
27.4%
2.0%
Clover Health Investments, Corp. logo
Clover Health Investments, Corp.CLOV
184.7%
(41.5%)
(31.3%)
(10.5%)
Alignment Healthcare, Inc. logo
Alignment Healthcare, Inc.ALHC
(31.9%)
27.2%
(4.8%)
(8.1%)

Explore more intrinsic value tools hub for UNH

Peter Lynch Fair Value
Reverse DCF
Earnings growth model
Earnings Power Value
Discount rate
Relative Value
Intrinsic Value
Margin of safety
DCF value calculator
Peter Lynch charts

FAQ

What is UnitedHealth Group Incorporated's fair value according to the Ben Graham formula?

As of Dec 31, 2024, UnitedHealth Group Incorporated's fair value using the Ben Graham formula is $2,581.6 per share. This is calculated using Ben Graham formula, where EPS is $15.6 and BVPS (Book Value Per Share) is $322.9. The current price of $467.1 suggests UnitedHealth Group Incorporated may be overvalued by this conservative metric.

What is UnitedHealth Group Incorporated earnings per share (EPS)?

UnitedHealth Group Incorporated earnings per share (EPS) for the twelve months ending Dec 31, 2024, was $15.6, a 92.3% growth year-over-year.

What is UnitedHealth Group Incorporated's margin of safety based on the Ben Graham analysis?

UnitedHealth Group Incorporated's margin of safety is positive 452.8%, calculated as (Graham Number - Current Price) / Current Price. A negative margin of safety suggests the stock doesn't provide the level of safety Graham typically sought in his investments.