Last Price$261.5(3.3%)
Market Cap$31.5B
LTM NOPAT
$2,345.4M
NOPAT margin
2.0%
5Y avg: 3.5%
EPV as % of EV
209.5%
Market-Implied Value of Growth,
MIVoG as % of EV
(109.5%)
Discount rate
5.7%
Stock quality
6/10
Good
HUM Earnings Power Value Model
| (USD M) | Mar'20 | Jun'20 | Sep'20 | Dec'20 | Mar'21 | Jun'21 | Sep'21 | Dec'21 | Mar'22 | Jun'22 | Sep'22 | Dec'22 | Mar'23 | Jun'23 | Sep'23 | Dec'23 | Mar'24 | Jun'24 | Sep'24 | Dec'24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
LTM Revenue % growth | 67,716.0 15.3% | 70,554.0 16.2% | 74,388.0 18.5% | 77,155.0 18.9% | 78,888.0 16.5% | 80,450.0 14.0% | 82,201.0 10.5% | 84,193.0 9.1% | 87,495.0 10.9% | 90,512.0 12.5% | 91,485.0 11.3% | 92,870.0 10.3% | 95,642.0 9.3% | 98,727.0 9.1% | 102,351.0 11.9% | 106,374.0 14.5% | 109,243.0 14.2% | 112,036.0 13.5% | 115,010.0 12.4% | 117,761.0 10.7% |
LTM NOPAT % growth | 2,791.1 N/A | 3,678.9 31.8% | 4,329.3 17.7% | 3,548.6 (18.0%) | 3,914.1 10.3% | 2,689.0 (31.3%) | 2,933.7 9.1% | 3,203.5 9.2% | 3,310.5 3.3% | 3,417.7 3.2% | 2,907.4 (14.9%) | 2,988.5 2.8% | 3,331.4 11.5% | 3,626.6 8.9% | 3,443.1 (5.1%) | 2,870.7 (16.6%) | 2,401.3 (16.4%) | 2,259.4 (5.9%) | 1,889.2 (16.4%) | 2,345.4 24.2% |
Discount rate | 3.5% | 3.4% | 3.5% | 3.7% | 4.5% | 4.2% | 4.3% | 4.0% | 4.5% | 5.3% | 5.8% | 6.2% | 5.7% | 5.9% | 6.6% | 6.0% | 6.0% | 6.1% | 5.5% | 5.7% |
| Earnings Power Value (EPV) | 78,845.2 | 108,514.7 | 125,227.6 | 95,789.0 | 87,640.4 | 63,415.4 | 68,730.9 | 79,350.9 | 72,767.9 | 64,984.2 | 49,773.7 | 48,168.3 | 58,131.4 | 61,023.8 | 51,985.0 | 47,992.4 | 40,100.1 | 37,252.2 | 34,549.4 | 40,816.1 |
Enterprise Value (EV) | 42,736.4 | 52,070.6 | 53,744.7 | 53,442.7 | 56,874.2 | 60,308.2 | 54,603.6 | 67,926.2 | 64,875.3 | 67,365.5 | 69,832.4 | 48,268.6 | 53,231.4 | 38,236.4 | 40,328.2 | 37,498.9 | 32,281.5 | 35,609.3 | 28,447.8 | 19,487.2 |
| Market-Implied Value of Growth (MIVoG) | (36,108.8) | (56,444.1) | (71,483.0) | (42,346.3) | (30,766.2) | (3,107.2) | (14,127.3) | (11,424.7) | (7,892.6) | 2,381.3 | 20,058.7 | 100.3 | (4,900.0) | (22,787.4) | (11,656.8) | (10,493.5) | (7,818.6) | (1,642.9) | (6,101.6) | (21,328.9) |
| EPV as % of EV | 184.5% | 208.4% | 233.0% | 179.2% | 154.1% | 105.2% | 125.9% | 116.8% | 112.2% | 96.5% | 71.3% | 99.8% | 109.2% | 159.6% | 128.9% | 128.0% | 124.2% | 104.6% | 121.4% | 209.5% |
| MIVoG as % of EV | (84.5%) | (108.4%) | (133.0%) | (79.2%) | (54.1%) | (5.2%) | (25.9%) | (16.8%) | (12.2%) | 3.5% | 28.7% | 0.2% | (9.2%) | (59.6%) | (28.9%) | (28.0%) | (24.2%) | (4.6%) | (21.4%) | (109.5%) |
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HUM NOPAT
Annual
Quarterly
LTM
HUM Earnings Power Value and Enterprise Value
Annual
LTM
Enterprise Value Breakdown
EPV and MIVoG as % of EV
HUM vs Peer Set: Earnings Power Value comparison
General
Earnings power value
Financial metrics
Company name
EPV as % of EV
MIVoG as % of EV
Revenue growth
EPS growth
Net income margin
Humana Inc.HUM
209.5%
(109.5%)
10.7%
(50.1%)
1.0%
Median Peer Set
79.3%
20.7%
7.2%
(4.8%)
1.6%
Elevance Health Inc.ELV
635.5%
(535.5%)
3.2%
(0.0%)
3.4%
Molina Healthcare, Inc.MOH
185.0%
(85.0%)
19.3%
9.2%
2.9%
Centene CorporationCNC
148.1%
(48.1%)
5.9%
27.4%
2.0%
CVS Health CorporationCVS
142.1%
(42.1%)
4.2%
(43.6%)
1.2%
UnitedHealth Group IncorporatedUNH
79.8%
20.2%
8.9%
(35.7%)
3.6%
Cigna CorporationCI
78.7%
21.3%
8.4%
(18.9%)
2.6%
Oscar Health, Inc.OSCR
22.2%
77.8%
56.5%
N/A
0.3%
Clover Health Investments, Corp.CLOV
(0.8%)
100.8%
(41.5%)
(31.3%)
(10.5%)
Alignment Healthcare, Inc.ALHC
(49.0%)
149.0%
27.2%
(4.8%)
(8.1%)
Bright Health Group, Inc.BHG
(5,799.3%)
5,899.3%
(51.9%)
86.2%
(103.4%)
Explore more intrinsic value tools hub for HUM
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FAQ
What is Humana Inc. Earnings Power Value?
As of Dec 31, 2024, Humana Inc.'s Earnings Power Value is approximately $40.8B.
What is Humana Inc. EV (Enterprise Value)?
As of Dec 31, 2024, Humana Inc.'s Enterprise Value (EV) estimates at $19.5B.
What is Humana Inc. NOPAT?
As of Dec 31, 2024, Humana Inc.'s Net operating profit after tax (NOPAT) is approximately $2,345.4M.